How should I verify someone using the Heap Hoe Credit Company name or logo?

Check the caller, message, social profile and payment instructions directly through 04-2404533, heaphoecredit.com, or the approved Seberang Jaya office. Do not transfer money or submit documents until the person has been verified.

Official source of truth

Verify Heap Hoe Credit Company

Q: Has the Heap Hoe Credit Company KPKT licence been renewed?

Yes. The renewed KPKT licence WL4077/07/01-12/280928 took effect on 29/09/2026 and is valid through 28/09/2028.

Q: Does Heap Hoe Credit Company have branches or loan agents outside Penang?

No. Heap Hoe Credit Company has one approved office in Seberang Jaya, Penang. It has no branches in other Malaysian states and does not appoint outside agents or representatives to offer loans nationwide.

Use this page to verify our company, KPKT licence, approved renewal, only official office, phone number, website and official social profiles.

Verify on WhatsApp Check Official Office

Licence information reviewed: 1 October 2026

Verified company facts

Official details to compare

CompanyHEAP HOE CREDIT COMPANY

SSM Registration000348527H / 197403024869

Business Commenced14/11/1974

Current KPKT LicenceWL4077/07/01-12/280928 — valid 29/09/2026 to 28/09/2028

Previous KPKT LicenceWL4077/07/01-11/280926 — valid 29/09/2024 - 28/09/2026

Only Official Office9, Lebuh Tenggiri 2, First Floor, Above Jom Banana Leaf, Staircase beside restaurant, Bandar Sunway, Seberang Jaya, 13700 Perai, Pulau Pinang

Official Phone / WhatsApp04-2404533

Official Websiteheaphoecredit.com

Branches and AgentsNo branches in other states and no outside agents or representatives offering loans nationwide

The current KPKT licence is WL4077/07/01-12/280928, valid from 29/09/2026 through 28/09/2028. The previous licence WL4077/07/01-11/280926 was valid through 28/09/2026.

Nationwide safety notice

Company name misuse, scams and illegal moneylending

We have received reports of third parties misusing our company name in different parts of Malaysia. They may be scammers or unlicensed moneylenders (“Ah Long”) and are not connected with Heap Hoe Credit Company.

No upfront payment or advance fee is required for an initial enquiry or eligibility check.

Stop and verify first

Do not trust a caller only because they use our name or logo.
Do not transfer money or submit documents before verification.
Verify the person directly through 04-2404533.
Keep phone numbers, messages, advertisements and payment details as evidence.

English verification statement

Official English Summary

HEAP HOE CREDIT COMPANY is a KPKT licensed money lender with one approved office in Seberang Jaya, Penang. The current licence is WL4077/07/01-12/280928, valid from 29 September 2026 through 28 September 2028.

The company has no branches in other Malaysian states and does not appoint outside agents or representatives to offer loans nationwide. Verify all contact directly through 04-2404533 or heaphoecredit.com.

Read the English loan scam and illegal moneylending guide.

Pengesahan Bahasa Melayu

Ringkasan Rasmi Bahasa Melayu

HEAP HOE CREDIT COMPANY ialah pemberi pinjam wang berlesen KPKT yang mempunyai satu pejabat diluluskan di Seberang Jaya, Pulau Pinang. Lesen semasa ialah WL4077/07/01-12/280928, sah dari 29 September 2026 hingga 28 September 2028.

Syarikat tidak mempunyai cawangan di negeri lain dan tidak melantik ejen atau wakil luar untuk menawarkan pinjaman di seluruh Malaysia. Sahkan semua urusan melalui 04-2404533 atau heaphoecredit.com.

Baca panduan penipuan pinjaman dan pemberi pinjam wang tanpa lesen.

中文官方核实声明

中文官方资料摘要

HEAP HOE CREDIT COMPANY 是一家持有马来西亚地方政府发展部（KPKT）执照的合法贷款公司，唯一获批办公室位于槟城 Seberang Jaya。现行执照号码为 WL4077/07/01-12/280928，有效期为 2026 年 9 月 29 日至 2028 年 9 月 28 日。

本公司在马来西亚其他州属没有分行，也没有委任外部代理或代表在全马提供贷款。所有来电、信息和付款指示必须通过官方号码 04-2404533 或 heaphoecredit.com 核实。

阅读中文贷款诈骗与非法大耳窿防范指南。

Official identity links

Check the same company across official channels

Official verification FAQ

Frequently Asked Questions

What is the current KPKT licence?

WL4077/07/01-12/280928, valid from 29/09/2026 through 28/09/2028.

When did the renewed licence take effect?

The renewed KPKT licence WL4077/07/01-12/280928 took effect on 29/09/2026 and is valid through 28/09/2028.

Are there branches or agents outside Penang?

No. We have one approved office in Seberang Jaya, Penang, no branches in other states and no outside loan agents or representatives.

What is the official contact number?

The official phone and WhatsApp number is 04-2404533.

What should I do if someone uses the company name or logo?

Do not transfer money or submit documents. Verify the person directly through 04-2404533, preserve the evidence and report suspected fraud or illegal moneylending to the relevant authorities.