What is the current KPKT licence for Heap Hoe Credit Company?

The current KPKT licence is WL4077/07/01-11/280926, valid from 29/09/2024 through 28/09/2026.

Has the Heap Hoe Credit Company KPKT licence been renewed?

Yes. Renewal WL4077/07/01-12/280928 has been approved and takes effect on 29/09/2026. It is valid through 28/09/2028 and is not presented as the active licence before its effective date.

How should I verify someone using the Heap Hoe Credit Company name or logo?

Check the caller, message, social profile and payment instructions directly through 04-2404533, heaphoecredit.com, or the approved Seberang Jaya office. Do not transfer money or submit documents until the person has been verified.

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Q: Does Heap Hoe Credit Company have branches or loan agents outside Penang?

No. Heap Hoe Credit Company has one approved office in Seberang Jaya, Penang. It has no branches in other Malaysian states and does not appoint outside agents or representatives to offer loans nationwide.

Use this page to verify our company, KPKT licence, approved renewal, only official office, phone number, website and official social profiles.

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Last reviewed: 2 August 2026

Verified company facts

Official details to compare

CompanyHEAP HOE CREDIT COMPANY

Current KPKT LicenceWL4077/07/01-11/280926 — valid 29/09/2024 to 28/09/2026

Approved RenewalWL4077/07/01-12/280928 — effective 29/09/2026 to 28/09/2028

Only Official Office9, Lebuh Tenggiri 2, First Floor, Above Jom Banana Leaf, Staircase beside restaurant, Bandar Sunway, Seberang Jaya, 13700 Perai, Pulau Pinang

Official Phone / WhatsApp04-2404533

Official Websiteheaphoecredit.com

Branches and AgentsNo branches in other states and no outside agents or representatives offering loans nationwide

The current licence remains active through 28/09/2026. The approved renewed licence begins on 29/09/2026 and is not being presented as active before that date.

Nationwide safety notice

Company name misuse, scams and illegal moneylending

We have received reports of third parties misusing our company name in different parts of Malaysia. They may be scammers or unlicensed moneylenders (“Ah Long”) and are not connected with Heap Hoe Credit Company.

No upfront payment or advance fee is required for an initial enquiry or eligibility check.

Stop and verify first

Do not trust a caller only because they use our name or logo.
Do not transfer money or submit documents before verification.
Verify the person directly through 04-2404533.
Keep phone numbers, messages, advertisements and payment details as evidence.

English verification statement

Official English Summary

HEAP HOE CREDIT COMPANY is a KPKT licensed money lender with one approved office in Seberang Jaya, Penang. The current licence is WL4077/07/01-11/280926, valid through 28 September 2026. Renewal WL4077/07/01-12/280928 has been approved and takes effect on 29 September 2026 through 28 September 2028.

The company has no branches in other Malaysian states and does not appoint outside agents or representatives to offer loans nationwide. Verify all contact directly through 04-2404533 or heaphoecredit.com.

Read the English loan scam and illegal moneylending guide.

Pengesahan Bahasa Melayu

Ringkasan Rasmi Bahasa Melayu

HEAP HOE CREDIT COMPANY ialah pemberi pinjam wang berlesen KPKT yang mempunyai satu pejabat diluluskan di Seberang Jaya, Pulau Pinang. Lesen semasa ialah WL4077/07/01-11/280926 dan sah sehingga 28 September 2026. Pembaharuan WL4077/07/01-12/280928 telah diluluskan dan berkuat kuasa dari 29 September 2026 hingga 28 September 2028.

Syarikat tidak mempunyai cawangan di negeri lain dan tidak melantik ejen atau wakil luar untuk menawarkan pinjaman di seluruh Malaysia. Sahkan semua urusan melalui 04-2404533 atau heaphoecredit.com.

Baca panduan penipuan pinjaman dan pemberi pinjam wang tanpa lesen.

中文官方核实声明

中文官方资料摘要

HEAP HOE CREDIT COMPANY 是一家持有马来西亚地方政府发展部（KPKT）执照的合法贷款公司，唯一获批办公室位于槟城 Seberang Jaya。现有执照号码为 WL4077/07/01-11/280926，有效期至 2026 年 9 月 28 日。续期执照 WL4077/07/01-12/280928 已获批准，并于 2026 年 9 月 29 日起生效，有效期至 2028 年 9 月 28 日。

本公司在马来西亚其他州属没有分行，也没有委任外部代理或代表在全马提供贷款。所有来电、信息和付款指示必须通过官方号码 04-2404533 或 heaphoecredit.com 核实。

阅读中文贷款诈骗与非法大耳窿防范指南。

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Official verification FAQ

Frequently Asked Questions

What is the current KPKT licence?

WL4077/07/01-11/280926, valid from 29/09/2024 through 28/09/2026.

When does the renewed licence begin?

Renewal WL4077/07/01-12/280928 begins on 29/09/2026 and is valid through 28/09/2028.

Are there branches or agents outside Penang?

No. We have one approved office in Seberang Jaya, Penang, no branches in other states and no outside loan agents or representatives.

What is the official contact number?

The official phone and WhatsApp number is 04-2404533.

What should I do if someone uses the company name or logo?

Do not transfer money or submit documents. Verify the person directly through 04-2404533, preserve the evidence and report suspected fraud or illegal moneylending to the relevant authorities.